Data Access and Customer Knowledge

From knowing the customer... to managing risk

SysperTec offers solutions to help banks and financial institutions set up and optimize how they access useful, value-added information to know their customers, perform evaluations, and make decisions.

SysperTec's solutions address two main needs:

• Accessing useful information for knowing the customer and making decisions
  
  
• Optimizing the credit risk management process

Synapse: A data access and analysis solution for knowing the customer

Our solutions come in the form of a software suite, based on Syn@pse software, that offers various features:

• Centralized and automated control of data collection from different servers. The main objective is to simplify the process of acquiring value-added data and to make it more secure and reliable in order to get good information at the lowest cost.
  
  
• Information availability according to the specific needs of each customer:
  • Accessible on a unique and secure Web portal, such as an intranet.
  • Directly integrated into business applications.
    
    
• Evaluation of creditworthiness through the formation of a customized decision tree that optimizes credit risk management and speeds up the decision-making process. Using criteria and objectives defined by each financial institution, this evaluation can be performed in various ways:
  • By automatically determining a score using a quick and relevant analysis, which can generate a credit notice. This is very useful for financing that may require a score in order to be approved.
  • By establishing an advanced rating based on a thorough financial analysis that is partially automated so as to provide a close, reliable evaluation of a company's creditworthiness.

Solutions provided by the Syn@pse software suite:

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Visit our 'Know Your Customer' dedicated site (in french).